USDA Loans
Loans offered by the U.S. Department of Agriculture (USDA) for rural developments.
Loans offered by the U.S. Department of Agriculture (USDA) for rural developments.
Loans offered by the U.S. Department of Agriculture (USDA) for rural developments.

Key Features of USDA Loans

Up to 100% Financing

Can finance up to 100% of the loan amount, including closing costs. Gift or grant money or seller-contributed funds can be used for closing costs.

Larger Acreage Purchase

A borrower may be able to
finance a home with more
acreage compared to other
loans as long as the property is
in a USDA-designated rural area.

No Down Payment

No minimum down payment
is required.

Ready to get pre-approved? Learn how.

Ready to get pre-approved? Learn how.

Ready to get pre-approved? Learn how.

Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.
Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.
Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.

We’re here to help. Anytime.

We’re here to help. Anytime.

We’re here to help. Anytime.

Have questions? Contact us for neighborly advice.
Have questions? Contact us for neighborly advice.
Have questions? Contact us for neighborly advice.

More than 10,000 neighbors trusted us
with their home loans last year.

More than 10,000 neighbors trusted us with their home loans last year.

More than 10,000 neighbors trusted us with their home loans last year.

Better equipped to help you qualify.

By using local programs, we go beyond traditional loan options to help find the right loan for you.

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116 years and still growing strong.

With $11 billion in assets, we’re ranked in the top 5% of all banks in the nation. We got there by taking care of those closest to us.

More than just loans.

We gifted $160,000 in scholarships to local families in 2020 through our NextGeneration Scholarship program.

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