First-Time Homebuyer’s Guide

FirstBank Mortgage’s First-Time Homebuyer’s Guide was designed to give customers a step-by-step guide to the home buying process. It explains the loan options, assistance programs and best practices you should consider before purchasing a home. These tips and insights will help you navigate the process – and potentially save you money!

Cover of First Time Homebuyers Guide PDF

• How to know when you’re ready to transition from renter to homebuyer

• How much can you afford and setting a realistic budget

• Choosing the loan option that’s right for your unique financial situation

• Understanding your credit score and the factors that influence it

• The benefits of getting pre-approved before you start house shopping

• Low down payment options and other homebuyer assistance programs

• Checklist of documents you will need during the process

• House-hunting checklist to help you get the home that’s best for you

First-Time Homebuyer's Guide


Before you purchase a home, it’s important to know the different loans and assistance programs available to you. Understanding how each loan or program works will help you during the mortgage process and assist with choosing a loan that supports your financial goals and personal needs.



Filling out an online application is the first step to getting pre-approved and seeing current rates. It does not lock you into a loan. It just provides us with information, so we can send you loan options to consider.


You can also reach us through the contact form below, click here to find your local FirstBank Mortgage Loan Office, or talk with us by phone at 1-800-200-6462. Para español llame al 706-581-3953.

FirstBank Mortgage, a division of FirstBank, has mortgage operations and financial centers throughout the Southeast. When you connect with us, you’ll be one step closer to owning a home. By providing in-house underwriting, closing, and funding, we uniquely manage the entire process under one roof. FirstBank is in the top 5 percent of all U.S. banks based on assets, with over $11 billion in total assets, and has moved into the top 15 banks in Middle Tennessee based on deposit share. To learn more about FirstBank, please visit

Contact Us today and let us earn your trust!