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The following online calculators serve as helpful tools during the mortgage process.

Annual Percentage Rate (APR)

Calculate the APR for fixed-rate or adjustable rate loans.

Refinance Break-Even Point

Find out how long it will take to “break-even” on a refinanced loan.


Calculate your monthly payment and see how the principal is paid over time.

Rent vs. Own

Calculate the difference between renting and buying a home.

Debt Consolidation

Determine if you can consolidate your debt by combining your home mortgage.

Prepayment Savings

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff

Determine the additional monthly payment amount needed to pay off the loan sooner.

All Calculators

The following online calculators serve as helpful tools during the mortgage process.

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


The following information is usually required during the loan process:

Most recent 30 day pay stub showing monthly and year-to-date income

Documentation is needed to show where your down payment and closing cost will come from

Copy of your Driver’s License

Copy of last two year’s Federal Tax Return (all schedules) to verify commission and/or self employed income

Copy of last two year’s W-2 form

Most Recent 1 Month Bank Statements for Checking and/or Savings Accounts (with name and account number on statement)

Name of Your Homeowners Insurance Company, Agent, & Phone #

Most Recent 1 Month or Last Quarterly Statement for 401K, Stocks, Mutual Funds, etc.

PLEASE NOTE: Additional documents may be requested for particular programs. 

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