Money-saving buydown options
Temporarily lower your interest rate for one, two or three years with our lender and seller-paid buydowns.
Lender-Paid Buydown
1/0 Buydown Program
Lower interest rate for the first year.
We cover the buydown fees.
Seller-Paid Buydowns
3/2/1, 2/1 or 1/0 Buydown Programs
Lower interest rate for the first 1-3 years.
Fees paid by the seller.
Find a Local Expert
Calculate your buydown savings
Calculate your buydown savings
Calculate your buydown savings
Request a free rate quote.
See the potential savings on your loan.
How we get it done
Easily complete your loan application on your favorite device. Our local loan experts are here to help.
Tell Us About You
Submit your application online and easily upload any necessary documentation. No more snail mail!
Choose a Rate
Pick the rate and duration of your loan that best suits your needs. Our local experts will help you find the right fit.
Get Approved
We’ll review your loan, order an appraisal and quickly verify the loan details.
Close Your Loan
After completing the final documents, enjoy what matters most — your home! You’ll always be in the FirstBank Family, so you can reach out anytime.