Purchasing your first home? We can help.
Our free guide explains the homebuying process and answers common questions for first-time homebuyers. We’ve had the privilege of helping more than 15,000 of them.
Our free guide explains the homebuying process and answers common questions for first-time homebuyers.
Our free guide explains the homebuying process and answers common questions for first-time homebuyers.

Families Helped

18.53K

Avg. Number of Loans Closed

243/Month

Funded The Last Decade

$3.59 Billion

Let's get started.

When searching for a home, there are some common misconceptions. Watch our one-minute video to learn the facts about the homebuying journey.

Affordability Calculator

Estimate monthly payments and see what you are comfortable paying based on your current budget.

Affordability Calculator

Estimate monthly payments and see what you are comfortable paying based on your current budget.

First-Time Homebuyer's Guide

Our free guide explains the homebuying process and answers common questions for first-time homebuyers.

Frequently asked questions

Frequently asked questions

Frequently asked questions

A general rule of thumb is your mortgage payment should not exceed 1/3 of your gross monthly income.

No. There are loans with flexible terms and programs that can offer assistance.

While many believe a 20% down payment is required, it’s far from the only option. A variety of low down payment options are available.

It’s important to speak with a local loan expert before deciding on a loan. He/she can collect basic information and inform you of additional options that you may not know are available.

How we get it done

Easily complete your loan application on your favorite device. Our local loan experts are here to help.

Tell Us About You

Submit your application online and easily upload any necessary documentation. No more snail mail!

Choose a Rate

Pick the rate and duration of your loan that best suits your needs. Our local experts will help you find the right fit.

Get Approved

We’ll review your loan, order an appraisal and quickly verify the loan details.

Close Your Loan

After completing the final documents, enjoy what matters most — your home! You’ll always be in the FirstBank Family, so you can reach out anytime.

Need down payment assistance?

We can help in more ways than your average lender.

Find the right loan for you.

Local loans with flexible options. Here are some of the common loans we offer.

fha

FHA

Loans insured by the Federal Housing Administration with low down payments

va

Available to service members and their spouses

VA

usda

USDA

Loans offered for rural developments

new construction

New Construction

Financing for homes that are being built

conventional

Conventional

Non-government loans offered by banks or mortgage companies

jumbo

Jumbo

Finance amounts up to $10 Million