FHA Loans
A flexible loan alternative to conventional home loans.
A flexible loan alternative to conventional home loans.
A flexible loan alternative to conventional home loans.

Key Features of FHA Loans

Favorable Loan Terms

Favorable Loan Terms

Allow lenders to be more lenient on loan
terms like interest rate, down payment and
closing costs.

Low Down Payment

Low Down Payment

Allows for a smaller down payment, and
up to 100% of the funds can be gifted.

Flexible Closing Costs

Flexible Closing Costs

Sellers are allowed to contribute towards
closing costs.

Mortgage Tax Credit

Accepts Lower Credit Scores

Offers less restrictive requirements than
conventional loans, making it
easier to qualify.

Ready to get pre-approved? Learn how.

Ready to get pre-approved? Learn how.

Ready to get pre-approved? Learn how.

Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.
Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.
Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.

We’re here to help. Anytime.

We’re here to help. Anytime.

We’re here to help. Anytime.

Have questions? Contact us for neighborly advice.
Have questions? Contact us for neighborly advice.
Have questions? Contact us for neighborly advice.

More than 10,000 neighbors trusted us with their home loans last year.

More than 10,000 neighbors trusted us with their home loans last year.

More than 10,000 neighbors trusted us with their home loans last year.

Better equipped to help you qualify.

By using local programs, we go beyond traditional loan options to help find the right loan for you.

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FirstBank sign on exterior of building

115 years and still growing strong.

With $11 billion in assets, we’re ranked in the top 5% of all banks in the nation. We got there by taking care of those closest to us.

More than just loans.

We gifted $160,000 in scholarships to local families in 2020 through our NextGeneration Scholarship program.

Loan officer presenting check to NextGeneration Scholarship recipient