Current Mortgage Rates

as of 01/20/2022

from

freddie mac

These are Freddie Mac's mortgage interest rates for popular loans. 
To see how rates are calculated, select View Legal Disclosures. Your rate will vary depending on your credit score and other details.

These are Freddie Mac mortgage interest rates for popular loans offered. To see how rates are calculated, select View Legal Disclosures. Your rate may vary depending on your credit score and other details.

These are Freddie Mac mortgage interest rates for popular loans offered. To see how rates are calculated, select View Legal Disclosures. Your rate may vary depending on your credit score and other details.

30-Year Fixed
Interest
3.56%
APR
3.617%

Change
Interest
+0.11%
APR
+0.111%
15-Year Fixed
Interest
2.79%
APR
2.876%

Change
Interest
+0.17%
APR
+0.156%
5/1 ARM
Interest
2.6%
APR
5.554%

Change
Interest
+0.03%
APR
+0.028%

Mortgage Rates Trend Graph

See how rates have changed over time.

30 Years
15 Years
5 Years
1 Years
30-Year Fixed
15-Year Fixed
5/1 ARM
Discount Points: Closest to 2 points is assumed.