Conventional Loans
Non-government loans that offer competitive interest rates.
Non-government loans that offer competitive interest rates.
Non-government loans that offer competitive interest rates.

Key Features of Conventional Loans

Flexible Closing Costs

Borrowers can use gift money or
grant money for closings costs,
and the seller can also assist
with them.

Mortgage Insurance Options

No mortgage insurance is
required with a 20% down
payment.

Minimal Restrictions

Can be used on nearly any
property type including single-
family homes, townhomes, 2-4
unit properties and most
condominiums.

Ready to get pre-approved? Learn how.

Ready to get pre-approved? Learn how.

Ready to get pre-approved? Learn how.

Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.
Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.
Getting pre-approved is a quick and easy process with FirstBank Mortgage, and a pre-approval shows sellers you are serious about buying a home. Watch our short video to see the pre-approval steps.

We’re here to help. Anytime.

We’re here to help. Anytime.

We’re here to help. Anytime.

Have questions? Contact us for neighborly advice.
Have questions? Contact us for neighborly advice.
Have questions? Contact us for neighborly advice.

More than 3,000 neighbors trusted us with their home loans last year.

More than 3,000 neighbors trusted us with their home loans last year.

More than 3,000 neighbors trusted us with their home loans last year.

Better equipped to help you qualify.

By using local programs, we go beyond traditional loan options to help find the right loan for you.

FirstBank sign on exterior of building

118 years and still growing strong.

With more than $12 billion in assets, we’re ranked in the top 3% of all banks in the nation. We got there by taking care of those closest to us.

More than just loans.

Whether it’s hosting educational classes, sponsoring sports teams or volunteering with organizations, our team re-invests locally because it helps make all communities a better place to call home.

Stocking Full of Love, Ringgold, Ga & FirstBank Mortgage