5 New Year Resolutions for Homeowners
A new year means a fresh start, and if you’re like a lot of people, you’re probably coming up with a list of goals to hit over the next 12 months. Increasing your emergency fund, paying off debt, [...]
Six Ways to Get Out of Debt
Getting out of debt doesn’t only involve paying down balances. It also involves changing your money mindset. Debt steals your income, and with less income, it becomes harder to meet financial [...]
Protect Yourself: How to Keep Your Personal Information Safe Online
‘Tis the season to be jolly – and to buy special gifts online for family and friends! Many are in the giving spirit this time of year. But it can also be a dangerous time when it comes to [...]
Money Matters: Practical Tips for Lowering Your Debt-to-Income Ratio
If you’re thinking of buying a home, the amount of monthly income and monthly debt are important factors for you to consider. This relationship between debt and income is called a debt-to-income [...]
Save Some of Your Savings – Why You Need Reserves AFTER You Buy a Home
If you’re thinking about buying a home in the near future, you’ve probably thought a good bit about saving for a down payment. Like most people, you may know that it’s important to have cash on [...]
Home Ownership and Student Loan Debt
If you’ve recently graduated from college and you’ve racked up student loans, you’re in good company. Recent reports have shown that nearly 44 million borrowers owe a staggering $1.48 trillion in [...]
