Temporary Buydowns
Explore lender and seller-paid buydowns.
Explore lender and seller-paid buydowns.
Explore lender and seller-paid buydowns.

Money-saving buydown options

Temporarily lower your interest rate for one, two or three years with our lender and seller-paid buydowns.

Lender-Paid Buydown

1/0 Buydown Program

Lower interest rate for the first year.

We cover the buydown fees.

Seller-Paid Buydowns

3/2/1, 2/1 or 1/0 Buydown Programs

Lower interest rate for the first 1-3 years.

Fees paid by the seller.

Calculate your buydown savings

Calculate your buydown savings

Calculate your buydown savings

Request a free rate quote.

See the potential savings on your loan.

How we get it done

Easily complete your loan application on your favorite device. Our local loan experts are here to help.

Tell Us About You

Submit your application online and easily upload any necessary documentation. No more snail mail!

Choose a Rate

Pick the rate and duration of your loan that best suits your needs. Our local experts will help you find the right fit.

Get Approved

We’ll review your loan, order an appraisal and quickly verify the loan details.

Close Your Loan

After completing the final documents, enjoy what matters most — your home! You’ll always be in the FirstBank Family, so you can reach out anytime.