‘Tis the season to be jolly – and to buy special gifts online for family and friends! Many are in the giving spirit this time of year. But it can also be a dangerous time when it comes to [...]

If you’re thinking of buying a home, the amount of monthly income and monthly debt are important factors for you to consider. This relationship between debt and income is called a debt-to-income [...]

With any home purchase, there are a lot of things to learn – including the differences between your mortgage loan options. Knowing how these different loans work in general will help you [...]

If you’re thinking about buying a home in the near future, you’ve probably thought a good bit about saving for a down payment. Like most people, you may know that it’s important to have cash on [...]

It may cost more than renting, but the benefits can’t be denied.   We’ve all heard it before: buying a home is part of the American dream. And, while it is initially more expensive to own a home [...]

Have you been thinking about buying a home, but just haven’t made the move yet? It’s time to take a closer look at what higher interest rates might mean for your ability to buy a home – or to get [...]

In many areas of the country, housing prices are becoming competitive. You may only have one shot to make a good offer and get it accepted. We know that the process can be tricky, especially if [...]

If you’ve recently graduated from college and you’ve racked up student loans, you’re in good company. Recent reports have shown that nearly 44 million borrowers owe a staggering $1.48 trillion in [...]

If you’re thinking of buying a home, paperwork is going to play a big role in securing your mortgage. This information is critical to helping your lender verify your income and assets. [...]

For most homeowners, your mortgage is your greatest monthly expense. If monthly bills are weighing you down, you’re probably thinking about ways to trim your grocery budget, get rid of unneeded [...]