Getting out of debt doesn’t only involve paying down balances. It also involves changing your money mindset. Debt steals your income, and with less income, it becomes harder to meet financial [...]

The purchase price isn’t the only cost associated with buying a home. Many homebuyers also pay a down payment and closing costs, which can sometimes be an obstacle to homeownership. But if you [...]

Home is your haven — a place to relax and let your guard down. Yet, the way you feel about your space often decides whether you want to stay in and enjoy it. Looking at the same walls and decor [...]

It’s no secret that your income and credit score are two of the most significant factors that determine whether you’re able to buy a house. But these aren’t the only factors that mortgage lenders [...]

Housing experts are predicting a competitive, tight market this spring and summer. The low inventory indicates a seller’s market, which is often good news for home sellers and bad news for home [...]

Coming up with a down payment can be one of the biggest obstacles to buying a home. Even if you earn enough to afford a monthly mortgage payment, it can take years to save up a down [...]

If you’re expecting a tax refund check this year, you might be thinking about a shopping spree. But while it’s okay to splurge, it’s not every day that you receive a lump sum of money—so put the [...]

Need help buying a home? You’re not alone. Many people dream of owning their own home. But after researching the amount of cash needed to buy a home, some hang up this dream. While it’s true that [...]

The process of applying for a home loan has never been easier or more convenient. Getting a mortgage once involved meeting with a lender face-to-face to discuss your options and fill out a loan [...]

Even if you’re excited to get a mortgage, you might also like the idea of owning a home free and clear. Hey, you’re not alone. A 30-year mortgage can feel like forever—but it doesn’t have to. [...]