BUY A

home

THE MORTGAGE PROCESS

Whether you’re a first time homebuyer or an experienced homeowner, we offer financing solutions to fit your needs. Our team takes pride in helping you get your questions answered with prompt, courteous service. We never forget that it is personalized, one-on-one service that sets us apart from the rest.

Getting Started

It’s a simple conversation, but one of the most important steps of the process. Your experienced FirstBank loan officer will discuss your finance options and walk you through the home buying process. Our goal to provide a surprise-free and low stress experience.

Documents

We will provide a clear checklist of every item that we’ll need to keep the ball rolling. Look to gather documents such as W2s, bank statements, pay stubs, etc.


Application

Your application gives us the opportunity to evaluate the type of loan that is best for you. Providing this information upfront allows us to quickly identify the custom solution that will fit your needs.

Getting Started

It’s a simple conversation, but one of the most important steps of the process. Your experienced FirstBank loan officer will discuss your finance options and walk you through the home buying process. Our goal to provide a surprise-free and low stress experience.

Application

Your application gives us the opportunity to evaluate the type of loan that is best for you. Providing this information upfront allows us to quickly identify the custom solution that will fit your needs.

Documents

We will provide a clear checklist of every item that we’ll need to keep the ball rolling. Look to gather documents such as W2s, bank statements, pay stubs, etc.

Lock Your Interest Rate

Your dedicated loan officer will analyze your individual situation to lock in the best interest rate available.



Lock Your Interest Rate

Your dedicated loan officer will analyze your individual situation to lock in the best interest rate available.


Homeowners Insurance

Simply choose your homeowner’s insurance company and let us take care of the rest.

Homeowners Insurance

Simply choose your homeowner’s insurance company and let us take care of the rest.

Underwriting

Our underwriters work swiftly to review your loan, verifying that all boxes have been checked and conditions have been met. Conditions are small tasks that may need to be addressed prior to closing. Your Loan Officer will work closely with you to complete any outstanding issues if they arise.


Appraisal

We work with industry-leading appraisers to ensure an accurate and expert analysis of the home. Maintaining high standards for our partners has allowed us to streamline a step that is often time consuming.

Appraisal

We work with industry-leading appraisers to ensure an accurate and expert analysis of the home. Maintaining high standards for our partners has allowed us to streamline a step that is often time consuming.

Underwriting

Our underwriters work swiftly to review your loan, verifying that all boxes have been checked and conditions have been met. Conditions are small tasks that may need to be addressed prior to closing. Your Loan Officer will work closely with you to complete any outstanding issues if they arise.

Closing

A FirstBank closer will work with a closing attorney to gather your final paperwork and confirm the total funds needed for the closing day. Our processes ensure that you experience a smooth and easy-to-understand closing. And the best part, you’ll receive the keys to your new home. Congratulations!


Closing

A FirstBank closer will work with a closing attorney to gather your final paperwork and confirm the total funds needed for the closing day. Our processes ensure that you experience a smooth and easy-to-understand closing. And the best part, you’ll receive the keys to your new home. Congratulations!